Dina M Spraul

Address Not Published Online
Clayton, Ohio 45315

Home: Phone Not Published Online
Cell: Cell Not Published Online
dina DOT spraul AT yahoo DOT com

Objective

Position as a mortgage processor or related position which offers key participation, immediate challenges, and a career opportunity, enabling me to utilize my fifteen-plus years experience in the banking/mortgage career field.

Skills

Ability to process all types of mortgages including Government, Conventional, Non-Conforming, and refinances.
Ability to resolve problems associated with the final approval of all mortgage loan types.
Skilled in desktop underwriting, desktop originator, calyx software, and various other processing programs.


Experience

Emery Financial Services, Inc., Cincinnati, Ohio 45242		June, 2008 to Present
Mortgage Processor
Process all types of mortgage loans for all 50 States. Analyze and prepare mortgage loans for closing. Resolve any and all problems before the closing date.

Starpoint Mortgage, Dayton, Ohio		June 2004 to June 2008
Senior Mortgage Processor
Process and prepare all Government, Conventional, and Non-Conforming mortgages. Processed mortgages for all 50 States. Ensured all overage and underage is aproved as well as waiver of any fees. Uploaded files through desktop underwriting, desktop originator, and loan prospector for approval.

Branco Mortgage Company, Englewood, Ohio		August 2002 to May 2004
Senior Mortgage Processor
Responsible for the preparation and processing of all Government, Conventional, and Non-Conforming mortgages submitted by the Loan Originators. Resolved all conflicts prior to closing date, making sure all documentation was not only complete, but correct and satisfactory with the Loan Originator and the customer as well.

Allied Mortgage Company/ American Home Loans, Dayton, Ohio		February 1998 to August 2002
Senior Mortgage Processor
Processed all Government, Conventional, and Non-Conforming mortgages. Managed the office with a staff of seven, supervising three junior processors.

Fifth Third Bank, Dayton, Ohio		April 1994 to February 1998
Mortgage Processor
Processed Conventional mortgage loans for a multiple state area. Entered and updated information by using the FiTech Mortgage Lending System. Provided customer service to borrowers and title companies.


Education

Sinclair Community College, Dayton, Ohio
Business Admin. Parallel Program
GPA of 3.8

Wright State University, Dayton, Ohio
Business Administration
GPA of 4.0

Licenses

State of Ohio Notary Public, State of Ohio Bar Association, 1999.

References Available Upon Request