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Susana Cruz
Address Not Published Online
Middletown, NY 10941
Phone Not Published Online
susana_cruz AT msn DOT com


Objective
  • I am seeking a position in which I can develop, excel, and challenge my potential.

Skills
  • Fluent in the Spanish language. Basic computer skills. Experienced with Calyx and Encompass mortgage programs.

Experience
Pan Am Mortgage & Financial Svcs.261 Madison Ave. 25th Fl., New York, NY 10016
Sr. Loan OfficerOctober, 2004 - December, 2008
  • Evaluate residential mortgage loan applications to determine lender placement as per client needs.
  • Selling of various lender products.
  • Processing and verification of conditions as required by lender.
  • Obtain appraisal, title, contracts, and all documentation needed for closing of a mortgage loan.
  • Schedule closings.
  • Verify mortgage loan file compliant with banking department regulations.
 
Novastar Home Mortgage2064 New Hackensack Rd, Poughkeepsie, NY 12603
Branch ManagerNovember, 2002 - February 2004
  • Supervised and trained all loan officers on staff.
  • Managed lender approvals, processing, and verifications for all residential mortgage loan applications.
  • Supervised marketing department.
  • Exercised all duties necessary to conduct a productive and banking compliant office.
 
ABM Mortgage2064 New Hackensack Rd
Loan OfficerJuly, 1995 - August, 2002
  • Process residential mortgage applications data to determine qualifying loan amounts.
  • Determine and obtain lender approval as per client needs.
  • Prepare mortgage application forms and disclosures as required lenders / banking department regulations.
  • Obtain appraisal, title, and all necessary documents for clearance/closing of loan.
 
Education
Mount St. Mary CollegeNewburgh, NY 12590
BA Business AdministrationSeptember, 2006 - current
 
Extracurricular
  • CASA Volunteer - sworn as a Court Appointed Special Advocate in Rockland County, NY in March 2009

References
  • References available upon request






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